Whether those who treat morals as a science will allow frugality to be numbered among the virtues, I have not thought it necessary to inquire. For I, who draw my opinions from a careful observation of the world, am satisfied with knowing, what is abundantly sufficient for practice, that if it be not a virtue, it is, at least, a quality which can seldom exist without some virtues, and without which few virtues can exist. Frugality may be termed the daughter of Prudence, the sister of Temperance, and the parent of Liberty. He that is extravagant will quickly become poor, and poverty will enforce dependence, and invite corruption; it will almost always produce a passive compliance with the wickedness of others; and there are few who do not learn by degrees to practice those crimes which they cease to censure. If there are any who do not dread poverty as dangerous to virtue, yet mankind seem unanimous enough in abhorring it as destructive to happiness; and all to whom want is terrible, upon whatever principle, ought to think themselves obliged to learn the sage maxims of our parsimonious ancestors, and attain the salutary arts of contracting expense; for without frugality none can be rich, and with it very few would be poor. To most other acts of virtue or exertions of wisdom, a concurrence of many circumstances is necessary, some previous knowledge must be attained, some uncommon gifts of nature possessed, or some opportunity produced by an extraordinary combination of things; but the mere power of saving what is already in our hands, must be easy of acquisition to every mind; and as the example of Bacon may shew, that the highest intellect cannot safely neglect it, a thousand instances will every day prove, that the meanest may practise it with success. Riches cannot be within the reach of great numbers, because to be rich is to possess more than is commonly placed in a single hand; and, if many could obtain the sum which now makes a man wealthy, the name of wealth must then be transferred to still greater accumulation. But I am not certain that it is equally impossible to exempt the lower classes of mankind from poverty; because, though whatever be the wealth of the community, some will always have least, and he that has less than any other is comparatively poor; yet I do not see any co-active necessity that many should be without the indispensable conveniencies of life; but am sometimes inclined to imagine, that, casual calamities excepted, there might, by universal prudence, be procured an universal exemption from want; and that he who should happen to have least, might notwithstanding have enough. But without entering too far into speculations which I do not remember that any political calculator has attempted, and in which the most perspicacious reasoner may be easily bewildered, it is evident that they to whom Providence has allotted no other care but of their own fortune and their own virtue, which make far the greater part of mankind, have sufficient incitements to personal frugality; since, whatever might be its general effect upon provinces or nations, by which it is never likely to be tried, we know with certainty that there is scarcely any individual entering the world, who, by prudent parsimony, may not reasonably promise himself a cheerful competence in the decline of life. The prospect of penury in age is so gloomy and terrifying, that every man who looks before him must resolve to avoid it; and it must be avoided generally by the science of sparing.